University of Pennsylvania
Lending, Crowdfunding, and Modern Investing
University of Pennsylvania

Lending, Crowdfunding, and Modern Investing

This course is part of Fintech: Foundations & Applications of Financial Technology Specialization

Taught in English

Some content may not be translated

David Musto

Instructor: David Musto

15,273 already enrolled

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Course

Gain insight into a topic and learn the fundamentals

4.6

(537 reviews)

Beginner level
No prior experience required
4 hours (approximately)
Flexible schedule
Learn at your own pace

Details to know

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Assessments

3 quizzes

Course

Gain insight into a topic and learn the fundamentals

4.6

(537 reviews)

Beginner level
No prior experience required
4 hours (approximately)
Flexible schedule
Learn at your own pace

See how employees at top companies are mastering in-demand skills

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This course is part of the Fintech: Foundations & Applications of Financial Technology Specialization
When you enroll in this course, you'll also be enrolled in this Specialization.
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There are 4 modules in this course

What are Robo-advisers and how do they add value to the customers? This module was designed to give you foundational knowledge of Modern Portfolio Theory and Robo-Advising. You’ll identify and analyze the building blocks of robo-advising, and gain a better understanding of how robo-advisers deliver high-impact investment advice at high volume and low costs. Through the framework of Modern Portfolio Theory, you’ll learn key concepts such as Mean Variance Optimization, the importance of diversification, and the foundations of Index Mutual Funds. By the end of this module, you’ll be better able to assess the risks and benefits of traditional investment advising to secure a better return on your investments.

What's included

8 videos1 reading1 quiz

In this module, you’ll examine the promises and challenges of crowdfunding, and look closely at impact Investing. First, you'll explore the risks behind investing through crowdfunding. You’ll also learn about the JOBS Act of 2012 and identify the new approaches to finance innovation caused by the statute. Through calculation of the costs of using crowdfunding for investment, you’ll analyze the value "the wisdom of crowds" and gauge the risks and rewards of impact investing. By the end of this module, you’ll have a framework for thinking of the challenges that crowdfunding presents and how to overcome them effectively while exerting sustainable and meaningful impact.

What's included

6 videos1 reading1 quiz

In this module, you’ll examine peer-to-peer lending and its effect on the consumer credit landscape and marketplace lending. Through identification and understanding of the different types of debt in an average household, you’ll develop the analytical skills to exploit opportunities to use financial technologies to improve your financial health. You’ll also discover the value of peer-to-peer lending platforms and how they offer an alternative method to financing debt. By the end of this module, you’ll gain a better understanding of the current consumer credit landscape and be able to better analyze the methodology behind fintech companies that refinance loans for consumers.

What's included

5 videos1 reading1 quiz

This module was designed to provide you with an opportunity to explore successful fintech companies in action, so you can develop an understanding of how the capabilities of fintech can be form the foundations of new business models. David Klein, CEO of CommonBond, and Jackie Reses, Capital Lead of Square, provide deeper insights into the evolution of fintech, and explain how their organizations effectively utilized fintech's benefits while overcoming its challenges. By the end of this module, you’ll have a better understanding of the practical applications of fintech in an organization and fintech's potential for creating new market opportunities.

What's included

2 videos

Instructor

Instructor ratings
4.6 (74 ratings)
David Musto
University of Pennsylvania
1 Course15,273 learners

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4.6

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